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General Liability Insurance

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General Liability Insurance

Business owners and contractors need general liability (GL) insurance to safeguard their financial health. A single accident could lead to a lawsuit that could put you out of business unless you have adequate liability coverage in place. GL insurance provides protection from a variety of claims that could arise from business operations, including bodily injury, property damage, and personal injury.

What General Liability Insurance Covers?

General liability coverage may be included in a business owner’s policy (BOP) or written as stand-alone coverage. It can protect your business from a number of risks, including property damage, bodily injury, damage to rented premises, medical payment, advertising errors, and harm to reputation

Property Damage and Bodily Injury

This coverage helps protect against claims alleging bodily injury or property damage caused by your business operations or products.

Damage to Rented Premises

If your business is occupying rented premises, GL insurance can provide protection against damage to the premises caused by fire, lightning, or explosions.

Medical Payments

If a person is injured on business premises, general liability insurance can help protect against claims for costs of medical treatment.

Advertising Errors

This insurance can protect your business against claims associated with advertising your goods, services, or products.

Harm to Reputation

GL insurance can provide protection against claims of slander, libel, wrongful eviction, malicious prosecution, and violation of the right of privacy.

General Liability Insurance Costs

The cost of general liability coverage for your business is affected by a number of factors, including:
• Type of business
• Number of employees
• Level of risk exposure
• Location of business
Some businesses, by their very nature, have higher risk exposure than others. Our agent at Primos Auto Insurance, can help you obtain complete general liability coverage for your business, and we focus on finding the best level of coverage at the lowest possible rates.

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We require that all visitors to our site adhere to the following terms and conditions. If you do not agree to the terms and conditions below, you should not access this site, or any pages therein. This website is not directed to children, although we may periodically advertise special products that may be appropriate for children. Parents of children interested in any of our products should contact us via phone, email or at our place of business. 

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Because of the possibility of human, mechanical, and computer-related errors as well as other factors, this company is not responsible for any errors in or omissions from the information contained in or accessed through this website. All such information is provided “AS IS” to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property or fitness for any particular purpose. We are not responsible for any electronic virus or viruses that you may encounter. We encourage our customers to routinely scan their computers and diskettes using a reliable virus detection product to detect and remove any viruses. We will not be liable for any delay, difficulty in use, inaccuracy of information, malicious code, or other defects on this site, or for the incompatibility between this website and the files in your browser or other site accessing program. Nor will this company be liable for any other problems you experience due to causes beyond our control. Hyperlinks to other Internet resources are at your own risk. The content, accuracy, opinions expressed, and other links provided by these resources are not investigated, monitored, or endorsed by this company. No license to you is implied in these disclaimers, except as may be otherwise expressly provided by written agreement between you and this Financial Institution. This Financial Institution will under no circumstances be liable to you and/or any third party for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if financial institution has been advised of the possibility of such damages. 

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